FinanceLast Updated: June 14, 2026

Track Credit Card Billing Cycles & Statement Due Dates

Manage bank accounts, wallets, cash, and credit card limits in one private place. Track statement cycles and due dates without linking your bank.

Direct Answer / Summary

Q: How does MoneySplit track credit card limits?

You input your card credit limit. As you record card expenses, the app calculates available credit and records pending liabilities.

Q: How do I avoid missing credit card due dates?

By logging your card's monthly statement cycle and due dates, the system automatically schedules local notifications and creates a transfer when you pay.

Unified Accounts Hub

Creating a complete map of your net worth requires tracking multiple accounts, including bank cards, physical cash wallets, and mutual fund investment holdings.

MoneySplit groups these balances, automatically converting multi-currency assets into your chosen base currency using secure local conversion rates.

Handling Credit Card Repayments

When you pay off a credit card statement, it is a transfer of funds rather than a fresh expense. The app facilitates creating a Transfer transaction from your bank account to the card, resetting your available credit limit dynamically.

Frequently Asked Questions

How does MoneySplit track credit card limits?

You input your card credit limit. As you record card expenses, the app calculates available credit and records pending liabilities.

How do I avoid missing credit card due dates?

By logging your card's monthly statement cycle and due dates, the system automatically schedules local notifications and creates a transfer when you pay.